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UPI In recent months, conversations about changes to UPI payment rules in 2026 have led to widespread misunderstandings among users. Many people assumed that new charges would be applied to all digital payments exceeding ₹2,000, causing unnecessary concern. However, the reality is much simpler. Most everyday bank-to-bank UPI transfers continue to remain free for customers. … Read more
E-Shram India has millions of workers employed in the informal sector, such as construction labourers, domestic helpers, street vendors, and small artisans, who often lack structured retirement benefits. To address this gap, the government launched the E-Shram portal as a centralized platform to register such workers and connect them with social security schemes. In 2026, … Read more
Post Office FD For decades, the Post Office Fixed Deposit scheme has been seen as a dependable savings option for individuals who prefer security over risk. Supported by the Government of India, this investment method assures stable returns and protects capital from market fluctuations. Many investors, especially those planning long-term savings, choose this scheme because … Read more
SCSS Planning a dependable source of income after retirement is one of the biggest financial concerns for older adults. Without a stable monthly earning, managing daily expenses, healthcare costs, and lifestyle needs can become stressful. The Senior Citizen Savings Scheme has emerged as a practical solution because it combines safety, regular returns, and government assurance. … Read more